Payment Policy

Forms of Payment Accepted

Credit Cards - Visa, Mastercard, American Express, and Discover are all accepted through the MFI Medical Equipment website.
PayPal - A way for domestic and international customers to pay with a PayPal account that is securely linked to a debit or credit account (only ships to address listed on PayPal account).
PayPal Credit - An open-end (revolving) credit card account that provides a reusable credit line. No interest when paid in full in 6 months on purchases of $99 or more.
Apple Pay
Diners Club International
Google Pay
JCB International Credit Card
Shopify Pay
Bill.com - Payment Network ID: 0111935345614579
Purchase Orders - Please see the "Purchase Orders (POs) and Terms" section below for more information on placing an order with a purchase order.
Manual Payments - Direct Deposit, Bank Wire, EFT, ACH, Cash, Check
If you would like to pay using a manual payment, please request a formal quotation from our team through email, chat, or over the phone, and reference the quote number on all forms of manual payments. We can email direct Deposit and Bank Wire instructions upon request. We recommend emailing a copy of the payment receipt to ensure we process your order as quickly as possible.

Financing & Installments

MFI Medical has partnered with PEAC Solutions, PayPal Credit, and ShopPay Installments (Powered by Affirm) to offer special financing options.

Whether you’re looking to replace old equipment or upgrade to new technology, PEAC Solutions has you covered. We have flexible financing programs built to get you exactly what you need when you need it, with affordable payments that work with your budget.

PEAC Solutions offers a wide variety of flexible financing solutions, including but not limited to:

Start-up businesses up to $20,000
12-63 month terms
Expedited credit decisions
Structured Programs for all credits

Learn more + Equipment Finance Calculator

IRS Section 179 Tax Savings Calculator

Apply for Business Financing | Sign In to your PEAC Account

PayPal Credit offers no interest if paid in full in 6 months on $99 or more purchases. With PayPal Credit, you can quickly checkout with your PayPal Credit account from the MFI Medical checkout screen. For more information and to apply, please visit the PayPal Credit website.

ShopPay Installments (Powered by Affirm) offers you the option to split your purchase into regular payments. Installment options can be used on orders over $50 USD, including discounts, shipping, and taxes. Purchases between $50 USD to $17,500 USD are eligible for Shop Pay Installments, with options to:

Pay in 4 for purchases $50 to $999
- Interest-free payments every 2 weeks
- No impact to your credit score

Pay monthly for purchases $150 to $17,500
- 3, 6, or 12-month terms
- Rates from 0-36% APR
- No impact to your credit score to apply

Purchase Orders (POs) and Terms

MFI offers terms to approved customers. The approval process is quick and easy. To be approved for terms, new customers, please email or fax a copy of a purchase order.

Orders placed with a purchase order as payment can be done online, by email, or by fax.

Online orders: Select "Bill me | Net Terms or Other Payment" as payment during checkout. You may enter your PO number under "Order Instructions" in your cart summary (before entering checkout).
Email: Email your purchase order to [email protected], and our team will process your order. You will receive an email confirmation with your sales order number. Please be sure there is a correct and accurate email address for order notifications on the PO.
Fax: You can fax POs to (858) 831-7721, and our team will process your order. You will receive an email confirmation with your sales order number. Please be sure there is a correct and accurate email address for order notifications on the PO.

Resolve a Declined Payment

If your order is on hold due to a payment issue, there are several things you can check to resolve the declined payment. If your payment method has been declined, do one of the following:

Confirm your credit card number, expiration date, billing address, and phone number was entered correctly. Please note that the billing address and phone number entered must match those associated with your credit card.
Contact your bank. Check with your bank about adjusting daily withdrawal or purchase limits. Payment declines may be due to these limits set by your bank. After contacting your bank, please get in touch with our team so we may process your payment again.
Contact your Benefits Administrator: If your card is a Flexible Spending Account (FSA) or Health Savings Account (HSA), you should contact your benefits administrator. Payment declines may be due to limitations set by your account or a lack of available funds. The number you should contact is typically found on the back of your FSA or HSA card.

About Unknown Credit Card Charges

If you don't recognize a charge, there are several reasons this may have occurred. Keep in mind the following common scenarios for unknown charges:

Your bank or card issuer has placed an authorization hold for recently canceled or changed orders. When you place an order, MFI contacts the issuing bank to confirm the validity of the payment method. Your bank reserves the funds until the transaction processes or the authorization expires, but this isn't an actual charge. If you cancel your order, your card issuer will remove the authorization from your account according to your bank's policies. To remove an authorization, contact your bank to clarify how long they hold authorizations for online orders.
An order was placed by a family member, friend, or co-worker with access to your card number.
Additional cards are associated with the credit or debit account.

If you still do not recognize a charge, please contact us so we may look into the transaction. Please have the transaction amount and date.

Payments with Rewards Points

The MFI Members rewards program rewards you for creating an online account and purchasing items on mfimedical.com. Points are redeemed at checkout for cash savings.

There's no fee to join, earn, or use MFI Rewards. Benefits include enrollment into our VIP and referral program, earn rewards points on every purchase, exclusive offers, a dedicated account manager, and an online account management portal. Create your online account today, and get 250 points just for signing up!

Unable to Redeem Points During Checkout: We are able to manually apply points to your order after the order has been processed and refund the equivalent dollar amount of points used.

Points Refunds: If you redeem your points in an order you return or receive a refund on, we will add your points back to your account. Please allow 1-2 business days for your account to reflect your refunded points.